About

Why should I use Financial Advice Hawke’s Bay?

The focus of Financial Advice Hawke’s Bay Ltd is to help people make smarter choices with their finances. We always put clients’ interests first to help meet their short, medium and long term personal financial goals. Our services are comprehensive and we specialise in providing expert personal financial and investment planning services. The Financial Planners within the business are Trusted Advisers and CERTIFIED FINANCIAL PLANNER professionals which is internationally recognised for having the highest education and ethical standards in financial planning. See below for details on Michael Gallagher and Paul Sewell.

We are a non-aligned advisory business. We give advice that is right for you. As an example for Investment planning we can consider a multitude of investments and choose the most suitable investments for you.
Financial Advice Hawkes Bay is a member firm of Ignite Ltd. These groups consist of independently owned, non-aligned professional financial advisory firms, and exist to facilitate the quality and value of research, compliance with member firms, and provide a professional consultation network and scale benefits for our clients.
A typical client requirement is to receive regular income from their capital to supplement NZ Super during their retirement. We develop portfolio scenarios to help you understand how different withdrawal rates impact the longevity of your capital sum under various market scenarios.
Your money needs to last for the rest of your lives. To look after capital, our approach is to invest in a way that suits your long-term plans and provides well-thought-out diversification. This is achieved by holding a mix of different types of investments across a range of industries and geographical locations.

We can provide you with a no-obligation review of your financial service needs in the following areas:

Retirement planning
Investment planning
Cash management
General advice on asset protection and estate planning
General advice on taxation relating to investments and insurance
Debt management.

	Michael Gallagher Director & Financial Adviser BBS Grad Dip Bus \| FSP56421 Financial Advice Hawke’s Bay Ltd – a member of Ignite Ltd Michael has over 25 years’ experience in the financial services industry, specialising in investment, retirement planning and risk management. He completed a Graduate Diploma in Business Studies endorsed in Personal Financial Planning and holds the prestigious Certified Financial Planner designation. Michael also completed a Bachelor of Business Studies majoring in Finance (BBS). He is a member of Financial Advice New Zealand our professional body and has been awarded the Trusted Adviser Mark. Michael initially worked for one of the big four banks then returned home to Hawke’s Bay to take up his current role where he has been for the last 20 years helping his clients achieve their financial goals. He lives in Napier with his wife and two children. Call me on: 027 453 7118 Email me at: michael@fahb.co.nz

	Paul Sewell Director & Financial Adviser BCA Dip Bus (Personal Financial Planning) \| FSP113171 Financial Advice Hawke’s Bay Ltd – a member of Ignite Ltd Paul brings over 25 years of experience in the financial services industry, specialising in investment and retirement planning. He holds the prestigious CERTIFIED FINANCIAL PLANNER professional designation, a Diploma in Business Studies (Personal Financial Planning), and a Bachelor of Commerce & Administration from Victoria University. Paul has also been awarded the Trusted Adviser Mark. Paul’s career began in New Zealand banking, gaining experience in foreign exchange, commercial, and residential lending, before moving to the UK to work as a financial adviser. He later spent nine years in Sydney with one of Australia’s largest and most respected fund managers, finishing in a senior general management role in Australian equities. Since returning to Napier in 2010 with his wife and three children, Paul has continued to serve clients throughout New Zealand. He is currently a Member Director of Financial Planning & Investments at Financial Advice New Zealand, the professional body for advisers in New Zealand, where he is also a founding member. Paul is deeply involved in his community. He serves as Chairman of the Helping Hand Trust (Hastings Baptist Church), is a trustee of the Napier Family Centre Financial Trust, is a board member of the Gospel Training Trust, has held leadership roles including Chairman of the Institute of Financial Advisers Hawke’s Bay, Chairman of the Member Advisory Committee for Financial Advice New Zealand and Chairman of Wellington Regional Tennis. Call me on: 027 364 4887 Email me at: paul@fahb.co.nz

	Pleased to be recognised at our advisers National Conference of the Institute of Financial Advisers (IFA). The certificate was awarded in recognition and appreciation of Paul Sewell for outstanding service and loyalty to the IFA and the financial services industry. IFA recognises the quiet achievers with this award. The volunteer who has dedicated their time, energy and intellect for the common good over a prolonged period of time, and doing so has earned the respect and gratitude of their peers for their selfless service. He has shown real innovation in raising the profile of the IFA and advisers. His strong belief in the benefits of personal financial advice has seen Paul Sewell CFP cm work tirelessly with advisers, to raise their profile, encourage their education and promote their services- he is a real champion of our profession.