Before you Spend

If you have heard the phrase-“This is a once in a lifetime opportunity”,   You are about to spend some money that you haven’t budgeted for.   I have been thinking about all these “once in a life time opportunities” that we all seem to have options too. Given it is Halloween today, Americans are expected to spend Read more…

Before You Invest

WE BELIEVE… that it’s best to adopt a sensible approach in planning your investments.  This will enable you to select the right investments to meet your goals at the right time, with an acceptable level of risk along the way.  But before you do this, you need to lay the foundations to look after yourself, Read more…

Trans-Tasman Super Portability Rules

More than $17 Billion Australian dollars “lost” in their system: is any of it yours? If you have ever worked in Australia and had contributions to a superannuation scheme there new rules come into effect on 1 July 2013 that allow you to transfer your Australian Superannuation to New Zealand. There are certain rules though! Read more…

Risk and Return

The relationship between risk and return is a concept that is often overlooked and misunderstood by investors. However, risk and return sits at the very heart of investing. All investments involve taking some risk. The risk of investing is essentially the chance of negative returns or receiving back less than you have invested. The potential Read more…

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